Health Insurance Premium Payment Program header

What is the HIPP Program?

The Health Insurance Premium Payment (HIPP) Program helps pay for the cost of health insurance premiums for certain MO HealthNet participants. The program pays for health insurance for MO HealthNet participants when it is cost effective. Cost effective means that it costs less to buy the health insurance to cover medical care than to pay for the same services with MO HealthNet funds.

The HIPP Program cannot find health insurance policies for MO HealthNet participants, rather it pays for policies already available to the participant.

NOTE: Dental and Vision standalone policies are not covered through the HIPP Program.

Who can apply?

You can choose to apply to the HIPP Program if you or a member of your household is a MO HealthNet participant and have health insurance available from other sources (employer policies, personal policies, credit unions, church affiliations, labor unions, memberships in organizations, etc.).

You are not eligible for the HIPP Program, if you:

  • Have your healthcare coverage through a MO HealthNet Managed Care health plan
  • Are eligible for, or enrolled in, Medicare coverage
  • Have a policy that is court ordered

How do I apply?

To apply for the HIPP Program, please fill out the application that applies to you: 

Please send your completed application along with your policy information by email or mail to:

MO HealthNet Division
P.O. Box 6500
Jefferson City, MO 65102-6500

Premium Payment

To continue participation in the HIPP Program and receive payment for premiums, participants are required to submit documentation every month that shows proof that a premium has been paid. This can be a paycheck stub or statement showing the premium payment. You may email the document to:

If you would like to have your premium deposited directly to your bank account, please complete a HIPP Direct Deposit Application and include your voided check. Please mail your application and documentation to:

ATTN: HIPP Program
MO HealthNet Division
P.O. Box 6500
Jefferson City, MO 65102-6500


If you have any questions about the HIPP Program, contact the MO HealthNet Division, Cost Recovery Unit at 573-751-2005.